YONO LITE SBI is State Bank’s mobile banking application for retail users. A safe, convenient and easy to use application with a host of features to help users manage their banking on the move. Available in Google Play Store, iOS App store and Windows marketplace. Do not use any other website for downloading this application.

Financial Transactions Non - Financial Transactions
Fund Transfers within SBI & other Banks to already
registered beneficiaries using NEFT/RTGS/IMPS modes
Quick Transfer without having to register beneficiary(QR Code based Payments) ATM cum Debit card hot listing
Post-paid bill payment (with or without bill) Debit Card Blocking
Mobile Top -Up and DTH Recharge Cheque Book Request
Utility Bill payments for already registered billers Generate/cancel/retrieve MMID
mCash Facility Online eLocker Enquiry
Instant Term Deposits - Fixed Deposit, Recurring Deposit and Multi Option Deposit Aadhaar Linking/LPG consumer ID linking
Credit card ( VISA ) transfer with /without one time password (OTP) TDS Enquiry
Prepaid Cards top-up Online Nomination
Merchant Payments through Bharat QR Creating/retrieving/cancelling MMID
Transaction Limit and Charges

Registration process: Android
  • Download and open YONO Lite SBI app from Play store, Select SIM 1 or SIM 2, which is registered with SBI to complete the Registration process. No SIM selection required in case of single SIM.
  • A message will be shown on the screen regarding sending an SMS from the device for validating mobile number.
  • Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a pre-defined Number. Kindly note that for sending the SMS standard SMS charges are applicable as per your SMS plan.
  • On registration screen, enter User Name and Password and click REGISTER button.
  • Accept the Terms and Conditions for registration by selecting the check box and click ‘Ok’ button.
  • After that an activation code will be sent to the registered mobile number. This activation code will be valid for 30 minutes.
  • User has to complete the activation by inputting the Activation code in the app.
  • User can now login to YONO Lite application.
Registration process: iOS
  • Download and open YONO Lite app from App store. A message will be displayed regarding sending an SMS from the device for validating the mobile number.
  • Click on ‘Proceed’ button, a unique code will be auto filled in default SMS app with a pre-defined Number. User must send the SMS within 30 seconds from Phone number linked with SBI Account to proceed. Kindly note that for sending the SMS standard SMS charges are applicable as per your SMS plan.
  • On registration screen, enter User Name and Password and click REGISTER button.
  • Accept the Terms and Conditions for registration by selecting the check box and click ‘Ok’ button.
  • After that an activation code will be sent to the registered mobile number.
  • User has to complete the activation by inputting the Activation code in the app.
  • User can now login to YONO Lite application.

My Accounts Account Summary Account summary give list of account/s link with customer profiles along with transaction summary.
Mini Statement Details of recent transactions made in Savings & Current accounts
View / Download Statement Shows the List of transaction for the selected account in the given date range.
e-Statement Subscription User can register and de-register for account statement on registered e-mail address. The statement is generated on 30th of every month.
mPassbook Mobile passbook for transaction and PPF accounts. Set PIN to access mPassbook from pre-login section even without internet connectivity
Quick Transfer Send Money Using Account Details Customer can transfer funds from her/his account to Other account without adding beneficiary. This is basically as ad-hoc payment.
Send Money Using QR Code Customer can transfer funds from her/his account to Other account using QR code without adding beneficiary.
Generate QR for Receive Money Customer can generate QR code to receive funds in her/his account from Other account without adding beneficiary.
Donations This feature is used to receive donations for natural disaster collected by SBI on behalf of Government.
Fund Transfer Self - Accounts Fund transfers to own accounts
Other SBI Account Fund transfers to third party accounts within SBI
Other Bank Accounts Fund transfers to accounts in other Banks using NEFT/RTGS/IMPS
IMPS-Mobile No and MMID IMPS Person 2 Person (P2P) using beneficiary mobile number and MMID
Quick Transfer & Donations Fund transfer instantly without adding beneficiary by scanning receiver’s QR code
Send mCash Customer can initiate a transfer my entering Mobile number of beneficiary and amount. The beneficiary has to claim the money by entering the code generated at the time of in initiating the transaction.
Scheduled Transaction View/Manage scheduled transactions
Add / Manage Beneficiary Customer can add intra and Inter Bank beneficiary to make payment later.
e-Deposits Open Fixed Deposit Create Fixed deposit
Open Recurring Deposit Create Recurring deposit
Open Multi Option Deposit Customer can Open multiple option deposit which works as savings and deposit account.
Premature Closure Closure of fixed and recurring deposit before maturity
eDeposit Enquiry Enquire eDeposits opened through Yono Lite SBI app or OnlineSBI
Change Maturity Instructions Customer can change maturity period of all deposits.
Top Up & Recharge Mobile Recharge Top up/Recharge of Mobile
DTH Recharge Top up/Recharge of DTH
NCMC Debit Plus Card a contactless debit card works as regular CHIP based Debit Card can be used for any contact payment at POS or for online transaction in the same manner as the existing Debit Card. NPCI has developed new card specification i.e. qSPARC (Quick specification for payment application of RuPay chip) to cater contactless transaction. Customer can make electronic payment by just waving contactless card near POS terminal. SBAP scope is to recharge this NCMC Debit Plus Card using SBAP.
Top-up of State Bank Prepaid Cards Top up of SBI Smart, Imprest, e-Z pay, Quick, Achiever cards
UPI Make payment Customer can make payment using UPI in 2 ways.
  • Pay using VPA
  • Pay to account number and IFSC.
UPI Payment History Customer can view history of UPI Make Payment.
Dispute Status Customer can view status of Dispute raised.
Set UPI Transaction Limit Customer of Yono Lite can set their own transfer limit for UPI based transactions.
Enable / Disable UPI This feature allows the users to enable/disable UPI payment at Account level.
Bill Payments View and pay bill Make bill payments for registered billers
Postpaid Bill Payment Pay mobile or landline bills without registration
Manage Scheduled Bills View/Delete scheduled bills
Credit Card Visa Transfer Pay VISA Credit Card issued in India from your SBI account
Manage Billers Customer can Edit the biller details
Bill Payment History This shows the history of all the bill payments with the date and amount.
Add Billers Customer can add the biller details like biller name, location and consumer service number.
SBI Life Premium Pay premium online This feature allow the users to Pay premium online.
Requests Aadhar Link LPG consumer ID/Aadhar number to Account number
Get MMID Generate/Retrieve MMID (Mobile Money Identifier) for IMPS P2P transactions
Cancel MMID Cancel MMID for IMPS P2P transactions
Cheque book Request for a new cheque book
TDS Enquiry View TDS enquiry for Live/Closed accounts
Services Debit Card Hotlisting Block your debit card incase lost/stolen
Manage Debit card Manage channels (ATM / Merchant POS / eCommerce) to allow debit card transactions and set limit for respective channels
State Bank Virtual Card Generate one time use Virtual Debit card for ecommerce (online) transactions
Standing Instruction This functionality is basically used to create, view or cancel any standing instruction. We can also see the history of standing instructions.
PPF Account User can generate form for PPF Account opening.
Online Nomination Register/View/Cancel Nominee for transaction and deposit account
Transaction Status Enquiry Customer can view status of Fund transfer transaction performed.
Transaction Limits & Charges This feature allows the users to view the limits & charges applicable for Yono Lite SBI.
Submit 15G /15H Customer will have facility to generate Form 15G / 15H based on his /her age criteria.
Settings Profile Management Customer can set the account nickname for an account and add or manage beneficiary details of state bank as well as other bank.
Manage Easy PIN Customer can set the easy pin to access the account.
Feedback Provide your feedback for the application
Switch to list view Select to change the menu style
Manage Favourites Tap to add/remove menu items in the favourite menu
Watch De-registration De register the synced Watch
Reset Watch PIN Select to reset the pin set for watch
App Info This feature can be used as map for YONO-LITE-SBI Application.
Pre - login Section Card Blocking Block your debit card incase lost/stolen
Bharat QR Scan Bharat QR to make payments
SB Collect Make online payments to firms/Corporates/Institutions for various goods and services offered
mPassbook Access mPassbook even when there is no internet connectivity. Please sync transactions by logging on to the application to view in offline mode
Security Tips This feature will provide informations of do's or dont's for the Users from application security prospective
Forgot Password Select to reset login password
Change Language Select to change your language
Apply for Loan View loan offers and apply
Registration The user can register for Yono Lite application by using this feature.
Lock User ID This feature us used to unlock the user ID used for Digital retail channels of SBI
Contact Us View SBI Customer Care phone numbers
FAQs Frequently Asked Questions
Footer section Favourites This feature is used to set/manage the Favourite transactions and features
SBI Voice Assist This feature is used to perform voice based financial and non-financial transactions
Notifications This feature is used to view the Push notification received by the user.
I have a Dual SIM phone. Whenever, I try to login to Yono Lite SBI, I get an error "Unable to connect... Please check your device network connectivity..."
  • Kindly ensure you have working network connectivity in either of the dual SIMs
  • Ensure that your primary SIM (1st SIM) is enabled for network connectivity (2G or 3G). In case, it is not, kindly swap the SIMs and try logging into the application
Application gives an error "Invalid Username and Password" in 'Yono Lite SBI' option of Register menu
  • Ensure you have registered for Yono Lite mobile banking
  • Ensure you have entered correct user credentials like User Id and Password
While logging in, below message is displayed and ‘Existing Yono Lite / INB User’ screen is shown. Why?
  • For existing INB customers using Yono Lite SBI, one time registration from the Register menu is mandatory to make use of Yono Lite SBI app.
This device needs to be authenticated to perform secure transactions over internet. Activation code to complete the above registration process will be sent to the mobile number registered with Bank.
After three invalid login attempts, “Application has been reset” error is shown For security reasons, application data is cleared on three consecutive invalid login attempts. Please complete the registration process from the Register menu to start using the app.