YONO LITE SBI is State Bank’s mobile banking application for retail users. A safe, convenient and easy to use application with a host of features to help users manage their banking on the move. Available in Google Play Store, iOS App store. Do not use any other website for downloading this application.
| Financial Transactions | Non - Financial Transactions |
| Fund Transfers within SBI & other Banks to already registered beneficiaries using NEFT/RTGS/IMPS modes |
Add / Manage Beneficiary |
| Quick Transfer without having to register beneficiary(QR Code based Payments) | ATM cum Debit card hot listing |
| Mobile Top -Up and DTH Recharge | Debit Card Blocking |
| mCash Facility | Cheque Book Request |
| Instant Term Deposits - Fixed Deposit, Recurring Deposit and Multi Option Deposit | Generate/cancel/retrieve MMID |
| Credit card ( VISA ) transfer | Online eLocker Enquiry |
| Top-up of State Bank Prepaid Cards | TDS Enquiry |
| Merchant Payments through Bharat QR | Online Nomination |
| QR Cash Withdrawal | Mini Statement |
| Prepaid Card Management | View/Download Statement & m-Passbook |
| UPI based Payments | Debit Card PIN change |
| Virtual Debit Card Issuance and payment | e-Deposit Change Maturity Instruction |
| Yono Cash Withdrawal | Manage NFC |
| Purchase Gift Vouchers | Apply for Foreign Travel Cards |
Registration process: Android
- Download and open YONO Lite SBI app from Play store, Select SIM 1 or SIM 2, which is registered with SBI to complete the Registration process. No SIM selection required in case of single SIM.
- A message will be shown on the screen regarding sending an SMS from the device for validating mobile number.
- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a pre-defined Number. Kindly note that for sending the SMS standard SMS charges are applicable as per your SMS plan.
- On registration screen, enter User Name and Password and click REGISTER button.
- Accept the Terms and Conditions for registration by selecting the check box and click ‘Ok’ button.
- After that an activation code will be sent to the registered mobile number. This activation code will be valid for 30 minutes.
- User has to complete the activation by inputting the Activation code in the app.
- User can now login to YONO Lite application.
Registration process: iOS
- Download and open YONO Lite app from App store. A message will be displayed regarding sending an SMS from the device for validating the mobile number.
- Click on ‘Proceed’ button, a unique code will be auto filled in default SMS app with a pre-defined Number. User must send the SMS within 30 seconds from Phone number linked with SBI Account to proceed. Kindly note that for sending the SMS standard SMS charges are applicable as per your SMS plan.
- On registration screen, enter User Name and Password and click REGISTER button.
- Accept the Terms and Conditions for registration by selecting the check box and click ‘Ok’ button.
- After that an activation code will be sent to the registered mobile number.
- User has to complete the activation by inputting the Activation code in the app.
- User can now login to YONO Lite application.
| My Accounts | Account Summary | Account summary give list of account/s link with customer profiles along with transaction summary. |
| Mini Statement | Details of recent transactions made in Savings & Current accounts | |
| View / Download Statement | Shows the List of transaction for the selected account in the given date range. | |
| e-Statement Subscription | User can register and de-register for account statement on registered e-mail address. The statement is generated on 30th of every month. | |
| mPassbook | Mobile passbook for transaction and PPF accounts. Set PIN to access mPassbook from pre-login section even without internet connectivity | |
| YONO Cash Withdrawal | YONO Cash Withdrawal | Card less cash withdrawal facility through PIN authentication at the ATM |
| QR Cash Withdrawal | QR Cash Withdrawal | Card less cash withdrawal through QR Cash scan facility at the ATM |
| Quick Transfer | Send Money Using Account Details | Customer can transfer funds from her/his account to Other account without adding beneficiary. This is basically an ad-hoc payment. |
| Send Money Using QR Code | Customer can transfer funds from her/his account to Other account using QR code without adding beneficiary. | |
| Generate QR for Receive Money | Customer can generate QR code to receive funds in her/his account from Other account without adding beneficiary. | |
| Donations | This feature is used to receive donations for natural disaster collected by SBI on behalf of Government. | |
| Fund Transfer | Self - Accounts | Fund transfers to own accounts |
| Other SBI Account | Fund transfers to third party accounts within SBI | |
| Other Bank Accounts | Fund transfers to accounts in other Banks using NEFT/RTGS/IMPS | |
| IMPS-Mobile No and MMID | IMPS Person 2 Person (P2P) using beneficiary mobile number and MMID | |
| Quick Transfer & Donations | Fund transfer instantly without adding beneficiary by scanning receiver’s QR code | |
| Send mCash | Customer can initiate a transfer my entering Mobile number of beneficiary and amount. The beneficiary has to claim the money by entering the code generated at the time of in initiating the transaction. | |
| Scheduled Transaction | View/Manage scheduled transactions | |
| Add / Manage Beneficiary | Customer can add intra and Inter Bank beneficiary to make payment later. | |
| e-Deposits | Open Fixed Deposit | Create Fixed deposit |
| Open Recurring Deposit | Create Recurring deposit | |
| Open Multi Option Deposit | Customer can Open multiple option deposit which works as savings and deposit account. | |
| Premature Closure | Closure of fixed and recurring deposit before maturity | |
| eDeposit Enquiry | Enquire eDeposits opened through Yono Lite SBI app or OnlineSBI | |
| Change Maturity Instructions | Customer can change maturity period of all deposits. | |
| Top Up & Recharge | Mobile Recharge | Top up/Recharge of Mobile |
| DTH Recharge | Top up/Recharge of DTH | |
| NCMC Debit Plus Card | a contactless debit card works as regular CHIP based Debit Card can be used for any contact payment at POS or for online transaction in the same manner as the existing Debit Card. NPCI has developed new card specification i.e. qSPARC (Quick specification for payment application of RuPay chip) to cater contactless transaction. Customer can make electronic payment by just waving contactless card near POS terminal. SBAP scope is to recharge this NCMC Debit Plus Card using SBAP. | |
| Top-up of State Bank Prepaid Cards | Top up of SBI Smart, Imprest, e-Z pay, Quick, Achiever cards | |
| Google Play Recharge Code | Purchase / renewal of Google Play Recharge Code | |
| Gift Voucher Service | Purchase of Gift Vouchers | |
| Manage Card | Debit Card Hot listing | Block your debit card incase lost/stolen |
| Manage Debit card | Manage channels (ATM / Merchant POS / eCommerce) to allow debit card transactions and set limit for respective channels | |
| State Bank Virtual Card | Generate one time use Virtual Debit card for ecommerce (online) transactions | |
| Debit Card PIN change | Allows user to change the PIN of the Debit card | |
| Manage NFC | Allows user to enable / disable NFC feature | |
| Manage NFC Limit | Allows user to change the NFC limit of the debit card | |
| Virtual Debit Card Issuance | Apply and activate new Virtual debit card through YONOLite | |
| Apply for Foreign Travel Card | Apply for Foreign Travel Card through YONOLite, Generate Application and get it processed at branch. | |
| UPI | Make payment | Customer can make payment using UPI in 2 ways.
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| UPI Payment History | Customer can view history of UPI Make Payment. | |
| Dispute Status | Customer can view status of Dispute raised. | |
| Set UPI Transaction Limit | Customer of Yono Lite can set their own transfer limit for UPI based transactions. | |
| Enable / Disable UPI | This feature allows the users to enable/disable UPI payment at Account level. | |
| Bill Payments | SBI UNIPAY | Make bill payments through SBI UNIPAY |
| Credit Card Visa Transfer | Pay VISA Credit Card issued in India from your SBI account | |
| SBI Life Premium | Pay premium online | This feature allow the users to Pay premium online. |
| Requests | IPO (Equity / Rights) | Apply / View / Edit IPO Application |
| Positive Pay System | Security measure used by banks to prevent cheque fraud by cross-verifying cheque details. | |
| Get MMID | Generate/Retrieve MMID (Mobile Money Identifier) for IMPS P2P transactions | |
| Cancel MMID | Cancel MMID for IMPS P2P transactions | |
| Cheque book | Request for a new cheque book | |
| TDS Enquiry | View TDS enquiry for Live/Closed accounts | |
| Services | Transfer of Saving Account | Allows customer to transfer their Account from one branch to another |
| eLocker | Allows user to locate the locker facility for the city being enquired. | |
| My Certificates | Allows user to download Deposit Interest certificates through mobile app. | |
| Standing Instruction | This functionality is basically used to create, view or cancel any standing instruction. We can also see the history of standing instructions. | |
| PPF Account | User can generate form for PPF Account opening. | |
| Online Nomination | Register/View/Cancel Nominee for transaction and deposit account | |
| Transaction Status Enquiry | Customer can view status of Fund transfer transaction performed. | |
| Transaction Limits & Charges | This feature allows the users to view the limits & charges applicable for Yono Lite SBI. | |
| Submit 15G /15H | Customer will have facility to generate Form 15G / 15H based on his /her age criteria. | |
| Settings | Profile Management | Customer can set the account nickname for an account and add or manage beneficiary details of state bank as well as other bank. |
| Manage Easy PIN | Customer can set the easy pin to access the account. | |
| Feedback | Provide your feedback for the application | |
| Switch to list view | Select to change the menu style | |
| Manage Favourites | Tap to add/remove menu items in the favourite menu | |
| App Info | This feature can be used as map for YONO-LITE-SBI Application. | |
| Pre - login Section | Card Blocking | Block your debit card incase lost/stolen |
| Bharat QR | Scan Bharat QR to make payments | |
| SB Collect | Make online payments to firms/Corporates/Institutions for various goods and services offered | |
| mPassbook | Access mPassbook even when there is no internet connectivity. Please sync transactions by logging on to the application to view in offline mode | |
| Security Tips | This feature will provide informations of do's or dont's for the Users from application security prospective | |
| Forgot Password | Select to reset login password | |
| Change Language | Select to change your language | |
| Apply for Loan | View loan offers and apply | |
| Registration | The user can register for Yono Lite application by using this feature. | |
| Lock User ID | This feature us used to unlock the user ID used for Digital retail channels of SBI | |
| Contact Us | View SBI Customer Care phone numbers | |
| FAQs | Frequently Asked Questions | |
| Donations to Religious Entities | Donate to Religious entities | |
| Cyber Crime Helpline No | View Cybercrime helpline number | |
| Transit Cars | Redirection to NCMC prepaid card services | |
| Complaints of unauthorized Transactions | Lodge Complaints of unauthorized Transactions | |
| Security Tips | View security tips | |
| Apply for SBI Credit Cards | Apply for SBI credit cards | |
| Claim mCash | Option to claim mobile cash using reference number | |
| SBI Unipay (BBPS) | Bill payments through SBI UNIPAY | |
| FASTag | SBI FASTag Issuance and recharge through SBI FASTag portal | |
| Footer section | Favourites | This feature is used to set/manage the Favourite transactions and features |
| SBI Voice Assist | This feature is used to perform voice based financial and non-financial transactions | |
| Notifications | This feature is used to view the Push notification received by the user. |
| I have a Dual SIM phone. Whenever, I try to login to Yono Lite SBI, I get an error "Unable to connect... Please check your device network connectivity..." |
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| Application gives an error "Invalid Username and Password" in 'Yono Lite SBI' option of Register menu |
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| While logging in, below message is displayed and ‘Existing Yono Lite / INB User’ screen is shown. Why? |
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| This device needs to be authenticated to perform secure transactions over internet. | Activation code to complete the above registration process will be sent to the mobile number registered with Bank. |
| After three invalid login attempts, “Application has been reset” error is shown | For security reasons, application data is cleared on three consecutive invalid login attempts. Please complete the registration process from the Register menu to start using the app. |